16
Jan
Mastering Personal Finance: The 15-65-20 Rule for Savings
The 15-65-20 rule is a straightforward guideline for managing your finances effectively. It suggests allocating 15% of your income to savings, 65% for essential expenses, and 20% for discretionary spending, helping you balance living for today while planning for the future. This article delves into the specifics of this rule and offers tips to adapt it to your lifestyle. Whether you're a seasoned saver or just starting, understanding this approach can simplify financial planning. Get ready to discover practical insights that can lead to financial peace of mind.
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