India Finance Academy Blog
Should I Have Three Savings Accounts? Pros, Cons, and How to Manage Them
Explore the pros and cons of having three separate savings accounts, learn when it makes sense, and get a step‑by‑step guide to set them up efficiently.
Top Investment Options for NRIs in India (2025 Guide)
Explore the top investment avenues for NRIs in India, covering regulations, tax impact, step‑by‑step setup, and a comparison of returns to help you decide where to put your overseas rupees.
Golden Cross Explained: What It Means for Stock Traders
Learn what a golden cross is, how it signals a bullish shift, how to confirm it with volume and trend, and avoid common pitfalls with a practical checklist.
Gold Loan Repayment Explained: EMI, Bullet, Interest-Only, and Overdraft Options
Worried about repaying a gold loan? Learn EMI, bullet, interest-only, and overdraft methods, interest math, early closure, defaults, auctions, and real payment examples.
What Is a 30-Year Fixed Home Loan? Definition, Pros, Cons, and Payments Explained
Understand a 30-year fixed home loan: how payments work, pros and cons, who it suits, and how it compares to 15-year and ARM options with real numbers.
Best Indian Bank to Open a Savings Account (2025): Fees, Interest, NRI Options Compared
Picking an Indian bank in 2025? Compare fees, interest, zero-balance options, NRI accounts, and digital apps. Practical picks, tables, and a quick decision path.
IRS Refund Deposit Dates 2024: Key Timeline and Tips for Faster Refunds
Wondering when your IRS refund hits your bank in 2024? Check the most accurate deposit calendar, see how refunds work, and learn why some refunds get delayed.
The Golden Rule of Stock Market Investing: Unveiling the Key to Smarter Decisions
Crack the secret of the golden rule of stock investing and see how a simple principle can steer your market strategy, avoid risky mistakes, and boost returns.
How to Collect 1 Crore in 5 Years: Practical Steps for Fast Wealth Building
Learn simple yet powerful strategies, tips, and steps for how to collect 1 crore in 5 years. Smart plans, real examples, and engaging advice.
What Will $100k Be Worth in 30 Years? Long-Term Value & Inflation Impact
Ever wondered what $100,000 will be worth in 2055? Dig into inflation, predictions, and smart moves to keep your money growing strong.
Calculate EMI for 20 Lakh Loan Over 5 Years: Detailed Breakdown & Tips
Find out how much you pay monthly (EMI) for a 20 lakh loan over 5 years. Simple guide, tips to reduce payments, and a handy calculation example.
Do NRIs Need to Pay Property Tax in India? Everything You Must Know in 2025
NRIs who own property in India often wonder if they need to pay property tax. Here’s a clear guide to what’s required, rules that apply, and useful tips for 2025.
