India Finance Academy Blog
What Is a Good APR on a Personal Loan in 2025?
A good APR on a personal loan in 2025 is under 10%. Learn how credit score, loan term, and lender choice affect your rate-and how to save thousands in interest.
How Easy Is It to Get a Business Loan in India? 2025 Guide
A 2025 guide that answers how easy it is to get a business loan in India, covering eligibility, lenders, costs, steps, and tips to boost approval chances.
Can NRI Take a Business Loan in India? 2025 Guide & Eligibility Checklist
Discover if NRIs can secure business loans in India, eligibility rules, required documents, top banks, loan terms, application steps, and expert tips - all updated for 2025.
Will interest rates drop in 2024? What home loan borrowers need to know
Explore the factors that could push Australian interest rates lower in 2024, how a cut would affect your home loan EMI, and practical steps to prepare.
Best $2000 Limit Credit Cards for Bad Credit (2025)
Find the best $2,000 limit credit cards for bad credit in 2025, learn eligibility, fees, and how to boost your limit over time.
NRI Gold Loans in India: Eligibility, Process & Tips
Learn if NRIs can get a gold loan in India, eligibility rules, required documents, valuation, interest rates, and step-by-step application tips.
HDFC Bank Gold Loan Interest Rate 2025: Current Rate, Calculation & How It Works
Find out HDFC Bank's gold loan interest rate for 2025, how it's calculated, key factors that affect it, and a simple step‑by‑step example to help you decide.
Are Multiple Zero‑Balance Credit Cards Harmful? Impact on Credit Score Explained
Learn if holding many credit cards with zero balances hurts your credit. We break down the impact on credit score, utilization, fees, and give practical tips for smart card management.
580 Credit Score: Is It Considered Excellent?
A 580 credit score sits in the Fair range, not Excellent. Learn what lenders think, which cards you can get, and how to boost it to Good or better.
10 Lakh Home Loan EMI for 15 Years - How to Calculate
Learn how to calculate the EMI for a 10 lakh home loan over 15 years, understand key factors that affect payments, and get tips to keep your monthly outgo manageable.
Projected Value of a $50 Bitcoin Investment in 5 Years (2025‑2030)
Explore how a $50 Bitcoin purchase today could grow over five years, with price scenarios, risk factors, and step‑by‑step guidance for new investors.
Step‑by‑Step Guide to Filing GST in Australia
Learn the exact steps to file GST in Australia, from gathering records to submitting your BAS, with tips, checklists, and FAQs for small businesses.
